NEWS

With the Additional Buyer's Stamp Duty(ABSD) hitting investors who are purchasing their second property and above, as well as tightening back in 2013 that limited the max LTV quantum for loans granted for borrowers with more than one loan, more and more investors are beginning to consider decoupling

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What is refinancing? Refinancing may refer to the replacement of an existing financing/debt with a new financing under different terms. For the case of mortgage loans, it means to pay off a current loan and to get a new loan with better terms(lower interest rate) through another bank.

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The Total Debt Servicing Ratio (TDSR) was introduced on 29thJune 2013 and is generally known as the cooling measure that put the final nail into the coffin for Singapore’s runaway property prices.

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All home loan packages can be broadly classified into two categories: fixed rate packages and floating rate packages. In this article, we will explain the different types of packages in order for you to have a better understanding and make a better decision for your next home loan...

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While many property consultants and experts expect Singapore residential property prices to maintain their downward trajectory for the rest of 2016, the recent BREXIT and a multitude of upcoming events could impact this outlook...

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